Saturday, October 10, 2009

Nepal-Caught in Personifying Assertions

The present coalition of Nepal shows a paradoxical scenario about its acceptance at large; within country government led by Prime Minister Madhav Kumar Nepal uprightly facing the crisis of legitimacy besides consistent hostile opposition from Maoists but in external affairs it receiving warm accolades from friend nations like India, where this government has seen as best alternative representation through democratic practices.
Here Indian concerns are vital since historically India have been sharing the plights of Nepal with strong sense of responsibility; in recent past India played very positive role in post monarchial political adjustment in Nepal especially in peace process with Maoists and forming a consensus on twelve point agreement.

But through recent developments in Nepalese politics, Maoists role could be just extrapolated as bemoaning force who blurring the entire peace process and move for constitution drafting. At this point Maoists must strive for at least an expedient move for consensus with ruling parties to hold its prominence intact in national politics and stop embittering Nepal’s most trusted ally, India.
Indian concerns to Nepal has always been genuine and will remain same, the only things has to be see in proper light by the Maoists or other dogmatists who suspiciously rated the Indian involvement in their country; they must have sense that an unstable Nepal with its ramifications would equally pose threats for a vast home land which India sharing along with the border of Nepal, so good or bad stack for both countries will depend upon the stability and harmony across the border without disturbing the elegant threads which these two nation have been relentlessly maintaining so far.

At present juncture Maoists are playing the game of personification inside the Nepal in exactly confused state to locate themselves at the helm of affairs within country and outside; ideology is major deterrent before their potential impartial role in Nepalese politics.
Indeed Maoists are caught in ambiguous web of ideology which they are not becoming to shape in their indigenous circumstances that making their attitude haughty with sharp divergence between their saying and intention. Pragmatism is the need of hour for all democratic forces of Nepal; and being a strong component, Maoists also have to act with more responsibility to end the apprehensions of India about theirs undue proximity with China and anti Indian sentiments in Nepal’s some quarter which forming negative biases towards the traditional ties of India and Nepal.

From Indian side, intellectuals and officials of Ministry of External Affairs have frequently stressing on the crucial role of Maoists in new political order which also well acknowledged by the Maoists chief Pushpa Kamal Dahal”Prachanda” in an interview with Prerna Marasani of The Hindu (Friday,October6th2009).
Now Maoists must hails such word of support and legitimacy by striving to sort out all complexities of its further involvement with India; indeed Maoists proactive and peaceful participation in crucial matters, like civil supremacy, constitution drafting etc would broaden their acceptance in country and abroad.

Assertions of radical ideology in a multi party democracy like Nepal is a very tough task, since its lacking the required authoritarian mechanism, so experiments of Maoism in Nepal are an unusual phenomenon that was hardly occurred anywhere else in similar manner.
Rudimentary principles of Maoism in Nepal stand on the notional basis of a strong and energetic state that Nepal completely lacking today; so foremost task that Maoists must have to deal immediately to strengthen the pillars of Nepalese state and rationalize their ideological practices as per their local conditions without completely emulating any other nation’s experiments.

In his recently published article in The Hindu (Monday, September14th2009), Kathmandu based journalist Prashant Jha has revealed that India could enjoy two strategic options, generative and degenerative to deal with Nepal.I have slightly different standpoint about his perceptions, with reiterating again the fact that India could never play a spoiling role in Nepal because of close inherent nature of their relationships and that must be taken as true matter of perception in this regard.
So former options seems completely subversive as per the track record of Indian involvement in Nepal, somehow, it’s a completely unrealistic proposition from both countries perspectives. What India could find a niche for itself in a stable and peaceful Nepal forming out through the people’s aspirations and consensus of its political parties?

Atul Kumar Thakur
October10th2009, New Delhi

Thursday, October 8, 2009

Euphoria of Migration

According to latest Human Development Report2009 (HDR, U.N) - migrations are hugely beneficial for the poors; further it reveals that poorest and the low skilled could benefit the most by moving, yet they face the largest barriers to movement: legal, financial, and social.
Report that came through a well groomed survey team with statistical precision might be true in their observation since upward mobility to a productive posture indeed makes the migrant prosperous and if we could prolong it to international migration then its impacts seems more visible.But it’s regret to say that these perceptions are mechanized which normally taken into account by visiting the results on the basis of economies of scale that hardly able to judge the problems in its true light.

The gains are higher for international migrants, so international migration has received much public attention in recent years especially short term migration for work.
Such migration shows lucid distinction and separate avenues for male and female labors; male migrants tends to move in the productions and constructions sector and very few in low end service activities. Contrast to that most of female migrants are found to be working in less productive service activities.

Presently they accounts for around half of the world’s migrant population, so their plights are very worthwhile to judge the actuality of benefits that migration conferred …its quite striking to found that at least in lower strata, migration makes women’s more vulnerable in absence of education and proper exposure to outer world although its varies on patriarchal patterns and official policies of that specific areas as well.
Gender perspectives on migration is very crucial since the report estimates that nearly one billion peoples across the glob are migrants, among these 740 millions are internal migrants-almost four times as many as those who have moved internationally;so,it’s now an issue of survival to the one seventh of the world population.

As per the report, India stands at 134th position with HDF value of 0.612 which marks hardly a rosy picture for Indian growth story; what this report shatters most is the complete obliviousness of the rural migration from India and other developing countries and their same valuation with high profile migration that normally tends for positional change and career advancement rather than a quest for survival.
Mass migration from north Bihar, Terain region of Nepal, Chakmas of Bangladesh can’t be compared with the inter state migration in U.S or even it couldn’t comparable with the exodus from Kerala to Gulf countries.
The basic thing which this report is severely missing the distinction between low end migration and high profile migration; for understanding better the plights of forced migrants, it would be essential to look from cultural and ecological perspectives apart from economic ones.
Subordination of villages and degradations of city life are more or less the outcomes of same development agenda that pushes common men for wrenching migration for attaining even minimum rudimentary facilities that hardly appeared before them at their native places.

For saving the villages and stopping the forced migration, it should be first task for development agencies to end the disguised unemployment in rural areas by creating proper productive atmosphere and strive make these areas the true place of productions.
For ensuring the dream of equal and just societies as well the attainment of financial inclusion plan, it should be foremost task of every policy makers to strive for seizing these areas as place of consumption by spurting a new entrepreneurial revolution from villages. Hope in future time we would see some positive change in our rural landscape through inclusive planning.
Atul Kumar Thakur
October8th2009, New Delhi

Paradoxes of Banking Consolidation

Heading through the cutting edge of modern finances, sometimes policy makers tends for noble experiments with its existing businesses to break the inertia or status quo.
In recent quarters, banking industry and even the overall financial sector has witnessed upright positional shifts with unpleasant repercussions; reasons are many and it’s an open secret now but such eventuality couldn’t be easily surpassed through only following the cunning tactics instead to enlighten the knowledge of history and maximum avoidance of willy-nilly practices would be somehow more healing.

Banking consolidation in Indian context very much seems paradoxical, because Indian banking is too diverse to accommodate in single policy frame.
These banks are possessing numbers of inheritances in their own set of condition; for Regional Rural Banks (RRBs) consolidation has enhanced its efficiency but same can’t be true for other banks because of their distinct, the foremost task should be to assess the overall nature of their structural and operational pattern and then strive for next innovations. India’s public sector banks (PSBs) including of RRBs were emerged through a very cautious deliberation to imparting banking facilities for larger masses under the vigilant regulation of Reserve Bank of India.

To a certain extant Indian banks have done commendable job in last four decades to penetrate through the requirements of institutional credit and remaining banking facilities in both urban and rural areas; despite this India is still a shabbily under banked country.
Banks are still lending less than half of as proportion to Gross Domestic Product, what a strong economy without exposing to hyper inflation should have; Indian banking here need to follow the basics, the same way in which it succeeded during recent downturns. On the operational side bank must choose to focus on rural segments where the maladies of private lending are still persisting; by appropriating a hassle free day to day banking practices and more rationalization of service charges from less empowered and under banked population.

Private sector lenders must also endeavor in similar way since the rural areas are still unexplored and they may be heaven of business in coming years; of course their expertise in local conditions rather than their size going to determine the pace of their success.
Today ensuring swift financial inclusion should be the top task before the government to keep the wolf from the door (Avoiding hunger); indeed that would need more meticulous exploitation of our own expertise rather than borrowing the abandoned outdated western ideas of banking consolidation.

United States President Mr.Barack Obama has recently reiterating his fear for unnecessarily big size of banks which creates hurdles in operational efficiency; in same manner top western economists including Joseph Stiglitz, who is known for his fair speaking, preaching the cautions to escape the loopholes of banks giant size.
Stiglitz has firm view that” banks too large to fall may also be too difficult to handle…crux of his opinion is to move in the direction of rationalization of policies as per the local conditions and requirements instead to lost in the unrealistic myopia of universal model to consolidate the banking business to its last extant.

Indeed, up gradation of services instead of size that going to help the banking industry at large…we have account of sixty nine bank failures in ongoing financial meltdown and countless bankruptcies of both institutions and common men’s through unrealistic experiments.
Failure of giant Lehmen Brothers that was many fold bigger in its size to India’s largest bank State Bank of India(SBI) shows us that true competency does not necessarily lies in its size…Indian banks are not crooks, so our brooks certainly
not spoil them.
Atul Kumar Thakur
Octobers8th2009, New Delhi

Sunday, October 4, 2009

Geniusity of Rajkamal Chaudhary

Maithili language and literature has been culminating through a long walk in history until it started to find a new genre of literature in mid part of last century. Uprightly that could be memorized as next golden phase after the great Jyotireshwar Thakur-Vidyapati age; the factor of overlooking some more remarkable phase of achievements are the exuberant manifestations from that new literary generation which was unlikely to preceded in near past.

Looking back to that generation and recalling giants like Baidyanath Mishra”Yatri” (Nagarjun), Harimohan Jha, Lalit, Dhumketu, Fanishwar Nath”Renu”could be very solacing for literary enthusiasts which would be grew more exulting by shout of praise for foremost among them, Rajkamal Chaudhary. He was a stock genius who accepted niche role to beguiling Maithili literature to a new posture which was dragging previously and largely failing to extrapolate the numerous unconventional approaching problems from changing social dynamics. Rajkamal Chaudhary was a doyen of Maithili literature and even one among Indian literature albeit if the barrier of language could be bursted, then of course his work is worth of universal claim with myriad of universal concern it entrusted.

Rajkamal Chaudhary undoubtedly has most prolific presence in the sunnyside of Maithili literature along with quite symmetric resemblances from his name. His family members deserves utmost credit for tracing the jewels like quality in an infantile and naming such meticulously as Rajkamal, Manindra, Phulbabu (Traditional Maithili call name for loving one)much before his attainment to scholarship and fame. As par with contemporary trend Rajkamal Chaudhary was also born at his maternal place in Rampur haveli in east Mithila (North Bihar) on 13th December 1929; although his ancestral village was Mahishi in Saharsa district that is world famed for its scholastic tradition. Rajkamal’s early childhood was spent in his village but later he moved with his father, who was a Sanskrit teacher in middle Bihar’s town Gaya; he passed matriculation with high distinction from there.

Further phase of his life was full with experiments and wandering albeit finally he passed B.Com from prestigious Patna University; meanwhile he also married with Sashikanta Chaudhary in Chanpura village (In present Madhubani district) .Through his sharp instinct and voracious learning, he proceeded much above from his academic and professional achievements since he never conquered a suitable institutional position for himself. Reasons might be his immaterial nature and particularly his short life span that led to fiendish eventuality. However that couldn’t extrude Rajkamal to write a new chapter in literary history and force to expurgate the existing maladies in Maithil society with superb universal connotations.

In his literary voyage, he was a man of letters with amazing farsightedness; hence he aspired and succeeds in three major domain of literary expressions like, novel, story and poetry. Comparatively prose was his major thirst, despite this he penned numbers of poetry in both Maithili and Hindi language albeit many of them failed to appear in physical shape. In spite of concealment, we are presently capable to clasp his six collection of poems, namely as Kankavati, Audit Report, Mukti Prasang, Vichitra, Sargandha and Macchli Jall and many more may be in future if proper strive would be made to retrieve it. Rajkamal was a promising creationist who barely allowed any frills to enter in his literary productions; likewise his poetry reveals it and its epithet which consisting utmost sensuality with diverse humane plights sounds in immaculate manner.

It would be quite imperative here to recall that Rajkamal Chaudhary had conceived the conceited view about his Maithil identity and he never stepped down to derive metaphors for his creative vision from his native milieu. There were many reasons to postulate such affection for strife ridden Mithila through expounding the contemporary harsh realities in its territory and even in entire country. That was the phase of chaos at many fronts like, political, social, economical, ethical etc... Disillusionment was quite rampant from newly earned democracy which started to gloom and force an entire young generation especially of its intelligentsias towards unrest. Quite naturally Rajkamal was too much integrated with that intellectual class who used to keep eagle watch on worldwide movements and persuade to modify the faulty axioms.

Rajkamal had unbeaten the criticism for his daring and unconventional stand throughout in his life time that indeed seemed awes trucking. He was an astute visionary in Indian literary community who pronounced inner contradiction of humane mind as catalyst for all external complexities of social relationships; further he emphasize on western way of psychoanalysis and enviously drew inferences from Sigmund Freud to unleash the hidden as well as rudimentary conceived sinful relationships. At both personnel and creative level he has been up fronting with elegiac concern for harsh realities besides enjoined with intention to solve the persisting maladies; further he kept his vehement opposition to the nexus of its causes like, feudalism, poverty, floods, sinful eliticism, improper matrimony, male chauvinism, jealousness, personifications etc.

He poignantly followed and tried to curb its ramifications through his novels in Hindi; “Machhli Mari Hui” and “Taash Ke Pattoon Ka Sahar” are foremost among them, which try to contempt on fabrication of immoralities and illicit relationships within the elitist circle. Both his novels were instinctively close to Aldus Huxley’s “Brave new World” and George Orwell’s “Nineteen Eighty Four”, hence at first moment, that couldn’t desirably vindicate albeit it remains open for ”re-reading” as Jacques Derida suggest to find new meaning out of every fresh reading exercise. His rest novels in Hindi (“Nadi Bahti Thi”, “Sahar Tha Sahar Nahi Tha”, “Agni snan”, “Aadikatha”, “Bis Ranion ke Bioscope”, “Dehgatha( Suno Brijrani), “Ek Anar Ek Bimar” are also similarly resembled the concerns. “Andolan” was his lone novel in Maithili that was based on Maithili’s language movement in the city of Calcutta; it also marked his own involvement in the movement to raise the concern for Mithila region.

He was among the finest story teller of his generation and an iconic figure for succeeding literary generations. It is truly amazing to see the huge number of stories in both Maithili and Hindi; he managed apart from many plays and hundreds of essays in such short span of time. His commitment was worth of extolation since his literary deliberations never extricated from its goal and proceeded in felicitous manner; indeed he had importunate response for fetishism in action and thought. Some Maithili stories of Rajkamal Chaudhary are very essential to capitulate the deeper understanding of his works.

His first published story “Aprajita (Vaidehi, October1954)”, presents subtle account of perennial natural tragedy of Mithila (floods) and its repercussions on human lives through a desperate train journey; “Andhakar (Vaidehi/ May1953)”, tells on contradictory relationship under the shadow of religion, partition and sin.“Phulparaswali (Vaidehi/August1955) could be remembered as his magnum opus which illuminates the moral strength of Maithil women in even distressed phage. Rajkamal reached to his zenith through depicting Rickshaw puller protagonist, Shadashiv as his cousin and woven a very meticulous set of relationships among them with centralizing the presence of Phulparaswali, symbolizes Mithila’s ethical virtue. “Lalka pag (Vaidehi / Katha Visheshank1955), which also had its dramatic revelation, reveals untold moral victory of first wife over heart wrenching male chauvinism ended with one sided sacrifice of Mithila’s women.

“Kirtaniya (Vadehi/January1956)”, sketches the life of beggars; “Kopad (Vaidehi/May1956)”,ended with progressive ideas of inter caste marriage; “Damyantiharan (Vaidehi/July1956),” comes with a story of conditionally deprived family indulged in flesh trade for survival which strike with similar delineation of east Bengal’s refugees plights in Ritwik Ghatak’s cinema like “Bari Theke Paliye”. “Channar Das (Vaidehi/September1956)”,told the incarnation of a beggar’s pair for new life out from their existing profession; “Kiranmayee(Rachna Sangrah/1956-First all India Maithili literary conference)”, narrates the premature widowhood, sacrifice and many empathies for their plight but inability to materialize in absence of proper resources.

“Satti Dhanukain (Pallavi/May1957)”, depicts the betrayal of husband with a commuted wife; “Kharid- Bikri (Pallav/June1957)”, raised the concern for immorality of perception with a wretched women affected by the partitions. “Babu Sahebak Tik (Vaidehi/July1957)”, witnessed the metamorphosis of a falling feudal amidst the market pressure and leverages of city life; “Sahastra-Menka( Mithila Darshan/Visheshank1957)”,reveals the ill social treatment with helpless widows and wretched of Mithila.“Mugdha-Vimugdha( Pallav/March1958)”,lights on debacle of unmatched marriage,” Mallhak Tol: Ek Chitra(Vaidehi/August1958)”,concerned with the plight of Mallah(fishermen) community who possess an ingredient place in Mithila’s fish crazy society, in very short space he became successful to capture their actual reality. “Yatrak Aant (Mithial Darshan1958)”, leads to a scenario of impoverished socio-economic structure of Calcutta in which a helpless parent caught in severe daily struggle to save their ill son and dignity of daughter in law.

“Kamalmukhi Kaniyan(Kathaparag collection1958)”,candidly attacks on pseudo perception of dominant male community over the decent albeit feeble Maithil women’s, it’s a forward attack on male chauvinism. “Aakash-Ganga(Mithila Darshan/Visheshank1959)”,is an account of a falling feudal father and his relationship with estranged daughter who gone away for a matrimonial ties against of his wishes, story concludes with his proactive and judicious move which also marks the inception of flexibility in feudal structure. “Kadambari Upkatha (Vaidehi/March1960)”, has frank bearing of humanity by a childless widow who crossed all the artificial boundaries of caste, opportunism, jealousness etc; “Panidubbi(Mithila Mihir/10th May1964)”,reflects the inner state of a newly wedded women during her first journey on steamer, she simply lost in her circle of belongingness that recalls the closed nature of contemporary Maithil feminism.

“Surma Sagun Bichare Na(Mithila Mihir/9th May1965)”,is moving around the infatuation for bereaved wife that seems like a dutiful sacrifice and also transcend his honest deeds in all relationships; “Ghari(Mithial Mihir/30th January1966)”,tells the romance in inter religious web which eventually conclude with the interference of domestic compulsions. ”Maach (Mithila Mihir/30th January1966)”, is a spectacular delineation of craze for auspicious fish among Maithil’s,this story is loaded with heavy symbolism and sophisticated representation of Maithil life philosophy before a cross cultural debate.”Sanjhak Gaach(Mithila Mihir/13th March1966)”,has stuffed with the gloomy inferences from its protagonist who caught in wrenched contradiction about his prospective role with belongingness, accidental death of his sister in law leads to an in-depth synthesis of someone’s helplessness.

“Samudra(Mithila Mihir/11th September 1966), presents confrontation of female protagonist with the wider concern for her existential being…it’s a saga of unmatched matrimony;”Param Priya Nirmohi Balam Hammar Pranpati(Mithila Mihir/30th October1966)”,is consists with a marathon letter of newly wedded wife to her husband about their expectation and mixed fortune ended through overt numerous account. It was characteristics of Rajkamal Chaudhary to present a serious theme in satirical way… indeed he was an accomplished user of satire. ”Kichho Alikhit Patra(Maithili Darshan)”,written with the pseudo name of Anamica Chaudhary in extraordinary and candid craft to expose the plights of subjugated women’s of Mithila,it’s an ultimate height of fiction.”Gamme Rati Rati Me Gam (Bharti Mandan)”, virtually breaking the illusion from villages, he found same sinful habitual practices in villages as they frequent in urban spaces. ”Bahindai,Aspatal,Bangam Aa Kono Ekta Sapna(Mithila Mihir/30th April1967)”,narrates the story of Bahindai,a young widow faces a new proposal of material life but remained undetermined…an another jolt on unmatched matrimony that create such plot.

”Ekta Champakali Ekta Vishdhar(Mithila Mihir/15th June1975)”,appeared posthumously which reached behind the real cause of improper marriages…involvement of lust remains the utmost cause of females misfortune in Mithila. Somehow list became longer but his contribution is so sacrosanct that it’s very difficult to leave one piece of literature for another. In his very short life span, he did exemplary job through his creative means to express his deep concern with desperate elements of Maithil society. Indeed his initiative was epoch making especially the manners in which he visualized the complex cognition of human mind and their ambiguous outcomes like, improper marriages, sinful relationships etc. His concern was broad, so he canvassed them in same dedication with punishing hardship on personnel front albeit nature shaped its cruel verdict for this epoch maker. Its eventuality was his untimely departure from this mortal world on 7th June1967 at Rajendra surgical ward, Patna Medical College and Hospital. Rajkamal or Phool Babu too loved among his folks, his premature demise with combating deadly disease left deep strain among entire literary circle in Mithila and even in whole country. But even after four decades he is yet to have the place he deserves …his contribution is great and comparable to the great works of Premchand, Muktibodh, Sharat Chand Chattopadhyaya, Moppsant (Spainish), Loo Soon (Chinese); his work is highly eligible for exposition before the larger masses, which would be the real homage for him.

Baidyanath Mishra”Yatri”(Nagarjun),was dejected through passing of his loving successor Rajkamal, commemorated a poem in his fond memory that best reflects the contention of void after Rajkamal’s missing from scene…crux is, there could be and was only one Phool Babu in Mithila, we may have to wait for generation to fill his position. Those who acquainted him personally, still recalls his generosity and involvement in community life…indeed he was intended to lift rural life out of chaos; so, despite possessing elite qualities he chosen to represent bottom of pyramids. His works more than introductions reveals his geniusity much better.
Atul Kumar Thakur
4th October2009, New Delhi

SMEs Financial Worries

SMEs have emerged as the most vibrant sector of the Indian economy accounting for about 95% of industrial units in the country. The sector contributes approximately 40% of value edition in manufacturing and around 45% exports. It has emerged as a panacea for providing employment to around 42 million persons and promoter of inclusive economic growth.
The Planning Commissions Working Group on SMEs for the 11th Five Year Plan has estimated that SMEs need approximately Rs3000 billion in working and term loans during the plan period. This sector remains neglected since long time; a reliable database on the sector concerning with heterogeneous range of activities is the need of hour which would boost the proper policy framing.

The next step should be developing a capital market exclusively for SMEs on the lines of Alternate Investment Market (AIMs) of London, NASDAQ, NSE and even NIKKEI have separate windows for small companies. Earlier OTCEI and INDONEXT were promoted by BSE for the same purpose albeit both experiments failed; hence optimum precaution must be put in place in any further endeavors in this regard.
In present circumstances SMEs are unable to borrow sufficient funds that is absolutely alarming for both the immediate and long term perspectives; the share of Micro enterprise in net bank credit witnessed a sharp decline from 42 percent from 2002-03 to 2.8 percent in 2007-08.

The share of enterprise with an investment below Rs5 lakh fails more drastically from 2.2 percent to 1.6 percent of total bank credit over the same period. Besides SMEs sector also requires dedicated Venture Capital Funds that must be willing to invest anything between Rs2 crore and Rs50 crore to facilitate innovation in SMEs.
Presently, Private Venture Capital funds prefer to invest Rs50 crore or more and are hence irrelevant to SMEs. In view of the enormous demand for equity capital for SMEs in the country, a major initiative is required in this direction.

Challenges are heading much faster; according to All India Census (2001-02), only 14.2 percent of the registered and 3.09 percent of the unregistered Small Scale Industries (SSIs) had availed themselves of bank finances.
SMEs are vehicle of inclusive with huge potential for employment generation, therefore it wouldn’t be viable to surpass the rudimentary requirements of this sector; Basel II Norms on Banking Supervision and Mandelson plan in UK could be the fine example before Indian government to infuse financial support to SMEs.
MSMEs (Medium and Small Scale Industries) Act, 2006 modified the title enterprise instead of industry to provide proper recognition to the service sector and conferred pride of place to Micro-enterprises; ceilings are also redefined now as up to Rs25 lakh is called a Micro enterprise, up to Rs5 crore Small enterprise, up to Rs10 crore as Medium enterprise.

These modifications necessitate for change in lending pattern of financial institutions; adjustment must be made to tap the various financial requirements of SMEs. Task force constituted by the Central government and initiation of SME Rating Agency (SMERA), a group venture of SIDBI, Dun & Bradstreet Information services India ltd and several leading banks of the country are welcome initiatives for the sake of SMEs and hope that it would boost the much needed morale of entrepreneurship in the country.
Atul Kumar Thakur
October3rd2009, New Delhi